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Zapf's husband files for Chapter 7 bankruptcy
I understand. This is a fascinating story and I hope you follow up on it. You have good sources that dig these items up.— June 3, 2017 8:21 p.m.
Zapf's husband files for Chapter 7 bankruptcy
Don, the bankruptcy court offers document 101 in an online form that you can fill-out online. That would be my guess, that he filled it out online. Unlike TurboTax, the bankruptcy form does not "walk you through it" and help you correct mistakes. (Law firms do have such software, but it's costly). Lot's of bankruptcy cases get filed and then the court clerks starts to flag schedules and other documents for accuracy and updates; asking for more information in amended schedules. This case is new, in my opinion there are going to be many flags and amendments before it gets down to the discharge. PACER shows an amended filing of the petition has already been filed on 5/15/2017.— June 3, 2017 8:05 p.m.
Zapf's husband files for Chapter 7 bankruptcy
A couple of interesting things I noticed. On PACER the "Nature of Debt" is listed as "Business." But this is a personal bankruptcy. You can't say "hey it's just business" when there is no sole-proprietorship, partnership or joint-venture. At the end of the day, this is a personal Chapter 7 Bankruptcy. The other thing I find odd is the small number of creditors listed. Typically, you must list all your creditors. This means every credit card, loan, utility, department store credit card, etc. Also, the IRS, Franchise Tax Board and County Tax Assessor (as well as any other taxing authorities) must be on the creditor list. Again, this is a Pro Se filing and looks likes one. The petition is going to have to be amended to correct some glaring errors or it will probably get thrown out (without a discharge).' Eric Zapf seems to be trying to stymie Getsen Acquisitions LLC in a debt dispute. He's already lost an appeal in that case. Using the bankruptcy court to surgically discharge one debt is an interesting strategy, but it's not going to work. Again, this will be interesting to follow and Lorie Zapf's name and debts will eventually join her husband.— June 3, 2017 7:52 p.m.
Zapf's husband files for Chapter 7 bankruptcy
This is a bankruptcy case, not a civil case.— June 3, 2017 7:40 p.m.
Zapf's husband files for Chapter 7 bankruptcy
I'm sorry Don, you're right... Lori Zapf is listed as a co-debtor on Schedule H. By doing that, their total exemptions will not be as much as if they had filed as a joint case. Eric Zapf is filing Pro Se and may not have a had any legal counseling. After the bankruptcy reform in 2005, the bankruptcy process became very complicated. There are income means-tests, credit counseling (now just a website app) and more obstacles. Before the 2005 reform people could file by themselves, but it is a maze of laws now. Eric Zapf might be trying the keep Lorie Zapf's name off the documents as a "joint debtor." California is a community property state and it really doesn't matter how the co-debtor is "introduced in the case" because Lorie Zapf is also responsible for the debts her husband took on. This is why investors create LLC's and corporations for their businesses and real estate deals to shield themselves and their spouses from creditor claims. This will be interesting to watch.— June 3, 2017 7:36 p.m.
Zapf's husband files for Chapter 7 bankruptcy
Don, you said that "Lorie Zapf was named as a codebtor." I looked at the PDF document attached to this story and there is only a "Debtor 1." No spouse (or Debtor 2) but Lorie Zapf is listed as a creditor. So Eric Zapf is representing himself (pro se) as an individual debtor.— June 3, 2017 11:13 a.m.
Prebys's close associates won't surrender to his furious "life partner"
As I mentioned in an estate legal affair I was once engaged in, you're dealing with the courts with a subject with few cases as precedence. Most lawsuits settle. So basically any trust disputes profit lawyers, and those lawyers are experts at dragging things out and piling on legal fees. Why? Because death and inheritance is really in a grey area between civil and a rock. With Turner questioning the qualifications and motives of the foundation members, she opens up an opportunity for Junior to attack the foundation also. If Junior got great council, he could sue and seek to inherit the entire estate. Stranger things have happened. Because greedy people make the wrong choices and it backfires. Befuddled.— June 1, 2017 10:51 p.m.
University Ave. Radio Shack closing brings out comments
Well, there goes the rest of the Radio Shacks! They are closing 1,000 stores. There will only be 70 left in the United States and none in California. Some of the former Radio Shacks have already been converted to Sprint stores. I believe the Radio Shacks that are closing soon were passed over by Sprint.— June 1, 2017 6:02 p.m.
Bipartisan plunder
Well at least Duncan Jr. few his emotional support bunny in coach instead of first class.— May 27, 2017 3:27 p.m.
Prebys foundation president Debra Turner sues other board members
Glad to see some humor in the comments. Here's mine. Years ago my doctor told me I was drinking too much and should only have one drink a day. I said fine and found a nice place in Old Town to enjoy my daily cocktail. http://www.sandiegoreader.com/users/photos/2017/m…— May 25, 2017 8:01 p.m.