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Zapf's husband files for Chapter 7 bankruptcy

In 2014 he had been found liable for negligence

On May 12 in bankruptcy court, Eric David Zapf, husband of second district city councilwoman Lorie Zapf, filed for Chapter 7 bankruptcy, or liquidation. Lorie Zapf was named as a codebtor. They live at 4622 Lisann Street.

Eric Zapf. $500,000 to $1 million in assets and $1 million to $10 million in liabilities.

Three years ago, the fourth appellate district court of appeal found that Eric Zapf was liable for professional negligence in a real estate deal. At the time, Eric Zapf and his associates were to pay more than $1 million. According to the appellate court, Eric Zapf had been the real estate agent for sellers of a residential property. After the purchase, the buyer discovered that the property was encumbered by a loan that had not been paid. The court found the sellers liable for the fraud and Zapf liable for negligence.

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According to the bankruptcy filing, Zapf has $500,000 to $1 million in assets and $1 million to $10 million in liabilities. He has combined monthly income of $5,068 and expenses of $6,799. He owns a 2003 Honda with 165,000 miles on it, worth $2500. He has $100 in cash, $800 in a checking account and a government employee retirement account worth $30,000. His total personal property is worth $35,700, says the filing.

But one must wonder what he has been doing as he sank into liquidation. He lists $825 in "miscellaneous income" in 2015, $825 in 2016, and $275 thus far this year.

The filing says Getsen Acquisition is owed $1,568,763 and the value of the collateral against this is $640,000. He owes Wells Fargo almost $500,000 and Citibank close to $11,000.

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On May 12 in bankruptcy court, Eric David Zapf, husband of second district city councilwoman Lorie Zapf, filed for Chapter 7 bankruptcy, or liquidation. Lorie Zapf was named as a codebtor. They live at 4622 Lisann Street.

Eric Zapf. $500,000 to $1 million in assets and $1 million to $10 million in liabilities.

Three years ago, the fourth appellate district court of appeal found that Eric Zapf was liable for professional negligence in a real estate deal. At the time, Eric Zapf and his associates were to pay more than $1 million. According to the appellate court, Eric Zapf had been the real estate agent for sellers of a residential property. After the purchase, the buyer discovered that the property was encumbered by a loan that had not been paid. The court found the sellers liable for the fraud and Zapf liable for negligence.

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According to the bankruptcy filing, Zapf has $500,000 to $1 million in assets and $1 million to $10 million in liabilities. He has combined monthly income of $5,068 and expenses of $6,799. He owns a 2003 Honda with 165,000 miles on it, worth $2500. He has $100 in cash, $800 in a checking account and a government employee retirement account worth $30,000. His total personal property is worth $35,700, says the filing.

But one must wonder what he has been doing as he sank into liquidation. He lists $825 in "miscellaneous income" in 2015, $825 in 2016, and $275 thus far this year.

The filing says Getsen Acquisition is owed $1,568,763 and the value of the collateral against this is $640,000. He owes Wells Fargo almost $500,000 and Citibank close to $11,000.

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4S Ranch Allied Gardens Alpine Baja Balboa Park Bankers Hill Barrio Logan Bay Ho Bay Park Black Mountain Ranch Blossom Valley Bonita Bonsall Borrego Springs Boulevard Campo Cardiff-by-the-Sea Carlsbad Carmel Mountain Carmel Valley Chollas View Chula Vista City College City Heights Clairemont College Area Coronado CSU San Marcos Cuyamaca College Del Cerro Del Mar Descanso Downtown San Diego Eastlake East Village El Cajon Emerald Hills Encanto Encinitas Escondido Fallbrook Fletcher Hills Golden Hill Grant Hill Grantville Grossmont College Guatay Harbor Island Hillcrest Imperial Beach Imperial Valley Jacumba Jamacha-Lomita Jamul Julian Kearny Mesa Kensington La Jolla Lakeside La Mesa Lemon Grove Leucadia Liberty Station Lincoln Acres Lincoln Park Linda Vista Little Italy Logan Heights Mesa College Midway District MiraCosta College Miramar Miramar College Mira Mesa Mission Beach Mission Hills Mission Valley Mountain View Mount Hope Mount Laguna National City Nestor Normal Heights North Park Oak Park Ocean Beach Oceanside Old Town Otay Mesa Pacific Beach Pala Palomar College Palomar Mountain Paradise Hills Pauma Valley Pine Valley Point Loma Point Loma Nazarene Potrero Poway Rainbow Ramona Rancho Bernardo Rancho Penasquitos Rancho San Diego Rancho Santa Fe Rolando San Carlos San Marcos San Onofre Santa Ysabel Santee San Ysidro Scripps Ranch SDSU Serra Mesa Shelltown Shelter Island Sherman Heights Skyline Solana Beach Sorrento Valley Southcrest South Park Southwestern College Spring Valley Stockton Talmadge Temecula Tierrasanta Tijuana UCSD University City University Heights USD Valencia Park Valley Center Vista Warner Springs
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