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Will For-Profit Colleges Make Us Forget Subprime Mortgages?
Don, I was talking to SP that time. I was sarcastically saying the Senate must be reading SP's posts, not yours article or posts. Sorry for the confusion.— July 25, 2010 7:28 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
No way! These internet forums get way too crazy and nasty for me to reveal any more than I already have, which I already regret having done. It is a small world in the real world.— July 25, 2010 6:58 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
Thanks crystalcove. I guess we have to wait for SP to let us know who had "Better to keep mouth shut and be thought the fool than to open mouth and remove all doubt."— July 25, 2010 6:02 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
I don't get it. Did UOP buy the school? Their website states, "University of the Pacific McGeorge School of Law was established in 1924 and is a private institution." If UOP has acquired a lawschool, my mistake. But I never said I went there. I appreciate your withdrawing your insult. I have to believe you have personally had a bad experience with law school fueling your outrage. I am just presenting my view: I worked at a for profit, and I attended a tier 4 law school. It doesn't make me an Einstein on education, but it does allow me a valid basis on which to base my personal opinion, My experience has not been bad: I have written judicial opinions that are filed both in federal court and the Court of Appeal (CA) and I'm not even practicing yet. I have many contacts working on my behalf to get me in to the job I do want: a career clerkship. I have no doubt I will get there. In fact, I met with a federal judge who will soon be the chief judge and he assured me with my experience and references, I will be able to get one of the many openings expected as new district court judge openings are filled. In the meantime, I will be working as a panel attorney and teaching. I am also already published and plan to publish more. In sum, the law degree has allowed me to do what I set out to do so far, so I can't complain. So, I'm just saying, your perspective is not the only valid one. Plenty of people are able to put their for profit (or low tier "non-profit") degrees to use. It is very bad that not all of them are so able, but I wouldn't shut down the whole industry because it does offer opportunity to many who otherwise would not have it for a variety of reasons. I am all for regulations passed by Congress, and I think their most recent announcement is a fair beginning to getting it under control.— July 25, 2010 5:35 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
By the way, SurfPuppy, are you James from the ABA journal postings, by any chance? If not, you two should meet.— July 25, 2010 2:28 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
SurfPuppy said: "But then again you went to Cal, and UOP's law shcool (great area btw-as long as you're inside before dark) so you know everything there is to know about higher education. Thank you :) Man, UOP doesn't have a law school- so if that is supposed to be some kind of insult - better luck next time. I did attend law school, and prior to law school I worked for UOP. And it WAS in a great area - and I loved it so much I stayed for years. You are babbling about what, exactly? I was not referring to YOU as a hateful non-contributor. I had just finished reading about the man who was shooting at police in Oakland on his way to blow up the ACLU - the twice convicted bank robber parolee who said "the liberal agenda" made him do it. It's just all about you though, isn't it? Calling me a bumbling moron - with SPAM? Eh? Wow. Well, perhaps you are a hateful non-contributor after all. Only you would have the answer to that statement. I won't outright insult you as you have so liberally done. Anyway, I was not even talking to YOU. This is Don's article, is it not? All you keep doing is posting the same info over and over, interspersed with insults. We get it, okay? The conversation does not begin and end with one perspective. Anything else worthwhile you have to say? Oh yeah, "Now the Senate Agrees with Me." Wow, they must have been reading your posts, I'm sure it never crossed their minds before. . .— July 25, 2010 12:12 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
All this time I thought the country was obsessed with money, and that was driving everything else.— July 23, 2010 1:38 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
Issues are getting crossed. I don't believe it is for those of us fortunate enough to have had the traditional path open to us to decide to keep others out. It is elitist. The money is a big problem, but the human element should not be lost. There are a whole lot of people in this country, but not a whole lot of opportunity for things to do - should they become day laborers if they don't have 4.0 gpas from the top highschools, or what? I don't have the answers, but overall, I don't think churning out college graduates is the worst thing that can happen to our country. People need something to do and I would rather they were studying something than deciding who to rob or sitting around feeling sorry for themselves and thus becoming hateful non-contributors.— July 22, 2010 5:49 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
I don't completely disagree with you. Just pointing it out since you said that was a big issue. However, it does not apply just to for profits, as you know, many graduates from all sorts of schools find themselves out of work and without prospects. For students, the option to file for bankruptcy rather than watch their loans double or triple and in effect make them lepers in society is not a bad one. If we are going to allow bankruptcy for the big corporations who screwed everyone over, why not students who just got a degree? I think bankruptcy has consequences dire enough to not exactly be a selling point. I wanted to point out one additional thing: almost all of these schools are offering graduate programs. This requires the attendee to have already graduated from college. Thus, I would not characterize (at least) these people as "unsophisticated" or succumbing to the allegedly all powerful enrollment counselor, seeing as they have already gone through the whole gamut of administrative experiences with colleges. They for sure know it is NOT free and that most people have to take out loans to make it through. Anyway, I'm not sure divesting thousands of people of their investment in their education and putting thousand of employees from these school out of work, whilst simultaneously killing the tax contributions to the city and state is the answer. Will this really cause a savings to the taxpayers in the end? Presumably, that is why the witch hunt has not come to a swift end. I believe it was one of the Congressmen during the hearings that said they must be careful to take a scalpel to the regulations, not a machete. People on here saying "shut it down" and calling people naive as they ram their view down their throats, they just sound like people who say "just nuke the whole middle east." Its just not that simple. And you finally got some people on here saying they enjoyed their experience, and did not feel the debt was exorbitant, but what real answer or consideration did they receive? None, because of course the whole tilted view is, they must be stupid to have gone to that school to begin with. Well, hopefully this will all resolve itself naturally, without the likes of Eisman short selling to resolve it in his own favor to make millions while he puts everyone else out of work and school.— July 21, 2010 8:33 p.m.
Will For-Profit Colleges Make Us Forget Subprime Mortgages?
To the person who said, "I take offense to some of what is being said here" Yeah, I would too, with statements like, "They problem is they go after poor people with little to no sophistication..." apparently that's YOU and your cohort. To the person who wondered what to do about it, and to Don who said inability to discharge the debt is the key issue, The Project on Student Debt is trying to do something about it. Let's Push for Bankruptcy Protection The House Higher Education Act reauthorization bill is set to go the floor later this week. It includes much of our Private Loan Policy Agenda, but one important piece is still missing: the ability to discharge high-risk, high-cost private loans in bankruptcy like other kinds of consumer debt. An amendment offered by Rep. Danny Davis (D-IL) would add this provision to the bill. Even if you've written before, now is the time to send a strong message to your Member of Congress that private loan borrowers need this basic consumer protection. Please urge your representative to support the Davis Amendment. For background, see this article from Higher Ed Watch: A Gaping Hole http://projectonstudentdebt.org/update_2508.vp.ht…— July 21, 2010 5:01 p.m.