The policy holder must be engaged in an act of self-defense.
The California Department of Insurance yesterday (September 11) issued a cease and desist order against the National Rifle Association (NRA). The association sponsors Carry Guard, which it describes as a “membership carry program” offering comprehensive coverage and training for those carrying a gun.
The policy covers legal damages from bodily injury or property damage resulting from use of a firearm, air gun, bow and arrow, or trapping equipment. The policy holder must be engaged in an act of self-defense, using a legal firearm in hunting, trapping, or recreational shooting. There were 2,397 California residents with an active policy as of July 26, according to the order.
NRA chief executive Wayne LaPierre sent a message last year urging members to”[s]ign up for NRA Carry Guard today!” according to the order. This was done without a valid license, says the Department of Insurance.
Yesterday, NRA said it has done nothing wrong.