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"Over 50 percent of my roof is gone, and all the wiring has to be replaced," says Candye Kane, who recently returned from a European tour to her partially burned North County home. "I had a contractor fixing a small problem on my roof. Apparently, he used a blowtorch to loosen some of the tar, and the torch started smoldering some of the roofing insulation without his knowledge. After smoldering all day, by late Friday night the roof and house were smoking profusely.

"My 17-year-old son Tommy came home about 11:00 p.m. and opened the attic, and black smoke billowed out. He wanted to climb up there with a fire extinguisher, and thankfully, my roommate Josh talked him out of it and they called 911."

Kane says her homeowner's insurance, along with the contractor's insurance, should cover repairs.

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"Over 50 percent of my roof is gone, and all the wiring has to be replaced," says Candye Kane, who recently returned from a European tour to her partially burned North County home. "I had a contractor fixing a small problem on my roof. Apparently, he used a blowtorch to loosen some of the tar, and the torch started smoldering some of the roofing insulation without his knowledge. After smoldering all day, by late Friday night the roof and house were smoking profusely.

"My 17-year-old son Tommy came home about 11:00 p.m. and opened the attic, and black smoke billowed out. He wanted to climb up there with a fire extinguisher, and thankfully, my roommate Josh talked him out of it and they called 911."

Kane says her homeowner's insurance, along with the contractor's insurance, should cover repairs.

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4S Ranch Allied Gardens Alpine Baja Balboa Park Bankers Hill Barrio Logan Bay Ho Bay Park Black Mountain Ranch Blossom Valley Bonita Bonsall Borrego Springs Boulevard Campo Cardiff-by-the-Sea Carlsbad Carmel Mountain Carmel Valley Chollas View Chula Vista City College City Heights Clairemont College Area Coronado CSU San Marcos Cuyamaca College Del Cerro Del Mar Descanso Downtown San Diego Eastlake East Village El Cajon Emerald Hills Encanto Encinitas Escondido Fallbrook Fletcher Hills Golden Hill Grant Hill Grantville Grossmont College Guatay Harbor Island Hillcrest Imperial Beach Imperial Valley Jacumba Jamacha-Lomita Jamul Julian Kearny Mesa Kensington La Jolla Lakeside La Mesa Lemon Grove Leucadia Liberty Station Lincoln Acres Lincoln Park Linda Vista Little Italy Logan Heights Mesa College Midway District MiraCosta College Miramar Miramar College Mira Mesa Mission Beach Mission Hills Mission Valley Mountain View Mount Hope Mount Laguna National City Nestor Normal Heights North Park Oak Park Ocean Beach Oceanside Old Town Otay Mesa Pacific Beach Pala Palomar College Palomar Mountain Paradise Hills Pauma Valley Pine Valley Point Loma Point Loma Nazarene Potrero Poway Rainbow Ramona Rancho Bernardo Rancho Penasquitos Rancho San Diego Rancho Santa Fe Rolando San Carlos San Marcos San Onofre Santa Ysabel Santee San Ysidro Scripps Ranch SDSU Serra Mesa Shelltown Shelter Island Sherman Heights Skyline Solana Beach Sorrento Valley Southcrest South Park Southwestern College Spring Valley Stockton Talmadge Temecula Tierrasanta Tijuana UCSD University City University Heights USD Valencia Park Valley Center Vista Warner Springs
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