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Insurance companies not wanting to pay when a claim is filed.
Why do insurance companies always try to jack with us?
I had car insurance with a big name company for 15 years. Then, they were raising my rates (this was years back). I asked them why. I didn't have a single accident, and only one ticket in that 15 years. They had no good reason, so I went to one of those cheap places you see advertised everywhere.
I have a friend who got married in the 70s, and was talked into getting coverage for his brand new car, that included (as the salesman said), "Everything that could possibly happen that would damage your vehicle." A week later, they had hail the size of baseballs. His car was totally dented. The insurance company said, "That's an act of God. It's not covered." He threatened to sue. They still weren't budging. Papers were filed. Then, they decided to settle with him.
Now, I read in the U-T this morning, about a Marine being awarded $3.5 million. His house in Oceanside was flooded, and the insurance company gave him the run around.
This guy had gotten back from his second tour of duty in Iraq, and was heading back. And, he had to deal with this.
He had a claim in for just over $84,000. They denied it. He went to court, and was awarded millions. And I, for one, couldn't be happier.
It's one of the few times you hear about a lawsuit where someone wins millions, and you're stoked about it.