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What got into Wells Fargo?
I suspect the abuses earned WF A LOT or they wouldn't have kept doing it. The big banks MO for all these fake accounts, nitpicking service fees, etc, is that the customer is ALWAYS wrong and they won't reverse charges unless the customer has absolute proof that the bank is wrong. I think BofA is similar to WF. I'd be willing to bet that BofA has pressured many low level employees to set up fake accounts. Maybe not bad enough to get caught however. In my experience, credit unions have more integrity and have far more concern for treating customers fairly than the big banks do. I also strongly suggest credit unions over big banks.— October 15, 2016 6:36 a.m.
What got into Wells Fargo?
I had a similar experience at WF - although there was less money involved. A long time ago I had an account at 1st Interstate with no monthly service charge. After WF acquired 1st Interstate they promised us there would be no additional charges, but about a year later they started charging monthly fees for accounts below a certain amount. By the time I realized this my account had dropped from around $100 to a negative balance - and they wanted me to pay them the negative balance. Of course, I should have been more diligent checking statements and caught the monthly fees earlier - but this is the sort of "nickel and diming" fees that WF has made a fortune charging.— October 14, 2016 8:25 p.m.
What got into Wells Fargo?
I think the laws need to be written to eliminate plausible deniability for very senior executives. I think that at a very minimum the fraud at Wells Fargo should be considered an act of criminal negligence by senior leadership. I think that if a senior executive wants to claim (like Moores did) that they were so stupid and/or incompetent or naive that they didn't notice major criminal fraud taking place that should be considered a crime punishable by prison. That way they can't use the ignorance defense. I don't know if that type of law would hold up in court but that's what I would like to see.— October 14, 2016 8:21 p.m.
NFL's TV tumble and the stadium vote
I think the 49ers became miserable to watch because they fired coach Jim Harbaugh. I think the 49ers fired Jim Harbaugh not because of performance but because the ownership just didn't like him personally. Sort of how back in the day the Chargers fired Marty Schottenheimer after a 14-2 year because they didn't like him personally.— October 9, 2016 7:47 a.m.
Chargers, mayor, U-T collude on con job
It seems to me there is a huge fundamental flaw in the way these data are presented - but it seems like such a huge and glaring flaw that I wonder if I'm not understanding something correctly. Let's say for sake of argument the reported numbers are true. SD pays $1.15B in taxes and in return gets $2.1B "add(ed) to LOCAL ECONOMY". Why is the amount of money added to the local economy always reported as the benchmark? From a citizen's perspective, I would want a net positive ROI on my tax dollars. So if $1.15B in taxes is spent then I want more than $1.15B in ADDITIONAL San Diego TAX REVENUE generated. I would think additional tax revenue generated for the city of San Diego should be the metric, not dollars added to the economy. Am I misunderstanding something?— October 5, 2016 8:10 a.m.
Chargers, mayor, U-T collude on con job
That's news to me. What part of the US or CA state Constitution bans the use of TOT for infrastructure / first responders?— October 4, 2016 6:27 p.m.
Chargers, mayor, U-T collude on con job
As to whether or not another NFL team would come to play at the Q without a major upgrade I agree with aardvark. The NFL has successfully leveraged their unfair but legal monopoly such that no team will play anywhere without a huge taxpayer check going to the NFL and the team owners. London might be the one city that could get a team without putting up much money as the NFL seems to badly want a team in London. So the Raiders, Chargers, Bills?, and Jaguars are all on the market to move but Vegas, San Antonio, St. Louis and probably other cities are willing to spend loads of tax money to lure a team - and London is calling as well.— October 4, 2016 12:32 p.m.
Chargers, mayor, U-T collude on con job
You correctly point out the key question. The Chargers argument is logical deception known as a "False Choice Fallacy" In a false choice argument, a limited number of choices as though the presented choices are the only options. For example, should we: A. Raise TOT and use the funds to buy the Chargers a new stadium. OR B. Do not raise TOT and don't buy the Chargers a new stadium. Choice "C" is never presented C. Raise TOT and use the money for something other than a Chargers stadium.— October 3, 2016 12:58 p.m.
Chargers, mayor, U-T collude on con job
I'm disappointed - I was beginning to think Mayor Faulconer might end up doing the right thing and speaking out against measure C, or at least remaining officially neutral.— October 3, 2016 12:50 p.m.
Chargers, mayor, U-T collude on con job
Are those numbers tickets sold or ticketted attendees at the game? i.e. do tickets that were sold (to brokers or fans) but not used get counted?— October 3, 2016 12:46 p.m.