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Bad Credit

Sound description

White-guy rap.

RIYL

White-guy rap

Influences

Marky Mark and the Funky Bunch, Tay Zonday, Weird Al
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Bad Credit was a group of white-guy rappers who write songs about financial matters. They thrived at local clubs from 2002 to 2008. Guitarist/bassist Sean O'Donnell also played with Reeve Oliver. The band was nominated for a 2003 San Diego Music Award as Best Hip-Hop.

“Bad Credit was a tough sell, it was so different,” says Dallas McLaughlin (aka Dr. Cliff Mixtable). He, O'Donnell, and Matt Gorney (aka Optimus Rime) created a Beastie Boys–like romp with their song “Bill Gates Owes Me Five Bucks” to create an over-the-top send-up about American greed. Members took on other gag names such as Foot, Mr. Mapoji, Q-Pon, Dolla Bill, etc.

McLaughlin admits “You had to put yourself out there and be prepared to have anything thrown back at you. It gave me the balls to get up onstage and trust that I could make people laugh. People looked at us as a joke. We were looking at it as a party.”

McLaughlin got the whole punk thing, but... “We weren’t just anarchist punk kids. We wanted to screw with people.”

Their local success led to them playing on tours with the Aquabats, the ska band that dressed like superheroes for The Aquabtas! Super Show! on the Hub network. McLaughlin ended up writing animated segments for the show, as well as contributing music to Nickelodeon’s Yo Gabba Gabba, which was co-created by the Aquatbats’ Christian Jacobs.

“It’s the second most popular kids’ show in America,” says McLaughlin.

McLaughlin’s Bad Credit bombast also led to him creating a stand-up act that led him to performing regularly in San Diego, L.A., and Vegas.

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4S Ranch Allied Gardens Alpine Baja Balboa Park Bankers Hill Barrio Logan Bay Ho Bay Park Black Mountain Ranch Blossom Valley Bonita Bonsall Borrego Springs Boulevard Campo Cardiff-by-the-Sea Carlsbad Carmel Mountain Carmel Valley Chollas View Chula Vista City College City Heights Clairemont College Area Coronado CSU San Marcos Cuyamaca College Del Cerro Del Mar Descanso Downtown San Diego Eastlake East Village El Cajon Emerald Hills Encanto Encinitas Escondido Fallbrook Fletcher Hills Golden Hill Grant Hill Grantville Grossmont College Guatay Harbor Island Hillcrest Imperial Beach Imperial Valley Jacumba Jamacha-Lomita Jamul Julian Kearny Mesa Kensington La Jolla Lakeside La Mesa Lemon Grove Leucadia Liberty Station Lincoln Acres Lincoln Park Linda Vista Little Italy Logan Heights Mesa College Midway District MiraCosta College Miramar Miramar College Mira Mesa Mission Beach Mission Hills Mission Valley Mountain View Mount Hope Mount Laguna National City Nestor Normal Heights North Park Oak Park Ocean Beach Oceanside Old Town Otay Mesa Pacific Beach Pala Palomar College Palomar Mountain Paradise Hills Pauma Valley Pine Valley Point Loma Point Loma Nazarene Potrero Poway Rainbow Ramona Rancho Bernardo Rancho Penasquitos Rancho San Diego Rancho Santa Fe Rolando San Carlos San Marcos San Onofre Santa Ysabel Santee San Ysidro Scripps Ranch SDSU Serra Mesa Shelltown Shelter Island Sherman Heights Skyline Solana Beach Sorrento Valley Southcrest South Park Southwestern College Spring Valley Stockton Talmadge Temecula Tierrasanta Tijuana UCSD University City University Heights USD Valencia Park Valley Center Vista Warner Springs
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