Almost $82K salary buys a median-priced SD home

It's always been known that San Diego has among the least affordable homes in the nation. But a new study by hsh.com, a mortgage research firm, breaks new ground. It lists the salary required to buy a median-priced home in 25 metro areas.

Only San Francisco, at $115,510, is higher than San Diego's $81,570. The study assumes that the median San Diego home price is $476,790, the mortgage rate 4.37 percent, and monthly payment $1,903.31.

The cheapest metro area is Cleveland, at $19,435, and second cheapest, Cincinnati, at $22,227. (For some reason, Detroit is not on the list.) Los Angeles, New York City, Boston, and Washington DC are all less expensive than San Diego.