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Best Gold IRAs: Top 10 Gold-Backed Individual Retirement Accounts

SPONSORED CONTENT Best Gold IRA Companies
SPONSORED CONTENT Best Gold IRA Companies

Many people consider investing in a self-directed IRA as a way of diversifying their retirement portfolio. However, setting up and running a gold IRA account requires understanding the legal requirements of buying and storing your precious metals safely.

Working with a gold IRA company can help you overcome these challenges and invest your hard-earned money safely. But with so many companies promising amazing results and failing to deliver, it can be difficult to know which one to trust. We’ve reviewed the best gold IRA companies and evaluated them according to our stringent quality criteria.

If you’re ready to diversify your portfolio and invest in precious metals, our list of the best gold IRA companies is a great place to start your journey.

8 Best Gold IRA Companies

Goldco: Best gold ira company and most trusted

Birch Gold Group: Best storage options

Augusta Precious Metals: Best for transparent pricing

Lear Capital: Best for free IRA setup and storage

American Hartford Gold: Good for gold and silver coins

Noble Gold: Good for smaller gold investments

Patriot Gold Group: Best selection of precious metals

Oxford Gold Group: Best customer service

Review of the Best Precious Metal IRA Providers of 2023

#1. Goldco: Best Gold IRA Company and Most Trusted

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Established in 2006, Goldco is a reputable precious metals IRA company offering a large selection of gold and silver bullion from mints around the world. The company also offers a selection of platinum and palladium purchases, making it a great option if you want to invest in a mix of precious metals.

The main appeal of Goldco for new and established precious metals buyers is that it has a strong focus on customer service. The company provides new investors with a free gold IRA kit that outlines the investment process.

Once you’re ready to open your gold IRA, the company will assign a customer representative to walk you through the process. You’re free to ask questions and speak to the representative about what type of precious metals will suit your investment goals and risk tolerance, helping you make an informed decision about your portfolio, but the company does stress the need to speak to a professional financial advisor before investing in a gold IRA. Goldco also handles the purchase and storage, but you will pay additional fees depending on your depository requirements.

Despite primarily being a gold IRA company, Goldco also sells precious metals directly to customers and they will either ship it to your address or store it on your behalf.

Goldco’s gold IRA products and direct sales are covered by the company’s buyback guarantee. If you want to sell the gold you purchased from Goldco, the company offers a guarantee that it will buy your gold at the highest possible price, which means that you’ll never be stuck with gold that you don’t want.

Pros

● Customer service representatives will guide you through the process of opening a gold IRA.

● The company has many helpful educational resources to help you make informed decisions.

● A generous buyback program means you have the flexibility to sell whenever you choose.

● A diverse range of precious metals from various mints to choose from.

● Relatively low initial minimum investment of $25,000.

Cons

● Transaction and annual fees are higher than some competitors

Click Here to Learn More About Goldco

#2. Birch Gold Group: Experts in Gold IRA Rollovers

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Birch Gold Group has over 20 years of experience helping people open and maintain their gold IRAs. The company allows investors to buy physical precious metals, including silver, platinum, palladium, and gold and also offers storage solutions for your physical gold bullion.

Birch Gold Group is a great choice for novice gold IRA investors as it focuses on education and assistance. When you open a gold IRA account with the company, you’ll get access to an account executive who will guide you through the process of setting up a gold IRA.

This account executive will stay with you as long as you have an IRA with Birch Gold Group, meaning that you’ll develop a relationship, and the executive will understand your financial needs and goals. You can ask your executive about the best physical precious metals for your IRA and how often you should invest. If you like the personal touch, Birch Gold Group may be the best gold IRA company for your needs.

Birch Gold Group regularly has special offers that can dramatically increase the value of your gold IRA investments. For instance, if you invest more than $50,000 into your new gold IRA, the company will waive all your first-year fees, including account management and setup fees. The company also has promotions, such as getting free silver or other precious metals if you buy over a certain amount from them. Keeping an eye out for these promotions can result in significant benefits to enhance your investment.

Overall, Birch Gold Group is a reliable gold IRA company that is competitive and provides plenty of assistance to first-time gold IRA investors. While it doesn’t have a guaranteed buyback policy, the company is a good choice for people who use their gold IRAs as long-term investments and who appreciate having a lifelong partner on their investing journey.

Pros

● Low minimum investment of $10,000

● A dedicated advisor who will manage your account and provide advice on your gold IRA investment

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● Lower fees than some competitors

● Promotions that can reduce fees or add extra precious metals to your account

Cons

● No guaranteed buyback

● The website doesn’t clarify how much you’ll pay in annual and setup fees

Click Here to Learn More About Birch Gold Group

#3. Augusta Precious Metals: Best for Transparent Pricing

SPONSORED CONTENT Best Gold IRA Companies

Augusta Precious Metals is a gold IRA company that assists people with their precious metals investing journey. Since its launch in 2012, Augusta Precious Metals has gained a reputation for excellent customer service and ongoing education.

While the company’s focus is on precious metals IRAs, it also offers direct purchases of gold and silver and several storage options in IRS-compliant depositories. Despite Augusta Precious Metals not having an official buyback policy, most customers report having no issues selling their gold back when they needed to.

When you open a precious metals IRA account with Augusta Precious Metals, you get access to the company’s knowledge base, which is packed with information about how gold investing works. Account holders can also chat with a team of professional gold advisors that can answer any questions and help them make smart decisions about when to purchase precious metals and how to invest to accomplish their retirement goals. However, the company also recommends that customers talk to their financial advisors before opening a self-directed IRA, as they may not be the right choice for every situation.

One way Augusta Precious Metals encourages investors to learn is through its innovative “Free Gold to Learn” project. By simply requesting information about a gold IRA, you’ll receive a 1/10 oz gold coin, even if you choose not to set up an IRA account with the company. The guide includes a no-pressure video chat with one of Augusta Precious Metal’s agents, where you can discuss reasons to invest in a gold IRA and the process of doing so. The chat even includes a breakdown of the fees you’ll pay on your gold IRA, which fits with the company’s motto of transparency and honesty.

Augusta Precious Metals has earned its reputation as one of the top gold IRA companies due to its customer service and transparency. While it may have a steep minimum investment, the services provided by the company make it a great choice if you value transparency and learning while you invest.

Pros

● Lifetime account support from a team of professionals

● Promotions that can reduce your account fees depending on how much you invest

● Focus on education, including sending people a free coin to participate in a learning call

● Lower annual fees than other gold IRA companies

Cons

● $50,000 minimum investment

● No official gold buyback policy

Click Here to Learn More About Augusta Precious Metals

#4. Lear Capital: Best Reviews

SPONSORED CONTENT Best Gold IRA Companies

Lear Capital is one of the oldest and most reputable gold IRA companies and has been selling and buying gold and other precious metals for more than 25 years. The company caters to anyone wanting to diversify their portfolio with physical assets, such as people opening gold IRAs and investors buying physical gold bars to hedge their paper investments.

As an established precious metals specialist, Lear Capital offers a wide range of bullion, including silver, gold, palladium, and platinum coins and bars from mints across the world. The company has competitive pricing, making it an appealing option for anyone interested in precious metals investments.

Opening a gold IRA can feel challenging, which is why Lear Capital assigns a dedicated representative to each customer. This representative helps you open your new gold IRA account and guides you through the gold IRA rollover process to move funds from your traditional IRA or 401(k) to your new retirement account vehicle.

Lear Capital aims to make it as easy as possible to purchase gold. The website has real-time prices of various purchase options and locks in that price for ten minutes, giving customers plenty of time to complete their purchase at the price they expect. Unfortunately, Lear Capital has limited payment options that can take several weeks to process. The company handles all of the administrative tasks associated with buying gold, including shipping, storage, and custodial fees, further simplifying the process.

And if you’re unhappy with your purchase for whatever reason, the company also has a no-fee buyback program that lets you sell your gold back to Lear Capital at the current market price.

Pros

● Competitive pricing on gold, silver, platinum, and palladium bullion

● Each customer gets a personal representative to provide assistance with self-directed IRA setup and gold IRA rollovers

● No-fee buyback policy keeps your investment relatively liquid

● Professional and responsive customer service

● Cancel your order within 24 hours without any penalty

Cons:

● Relatively high commission and storage fees

Click Here to Learn More About Lear Capital

#5. American Hartford Gold: Good for Purchasing Gold and Silver Coins

SPONSORED CONTENT Best Gold IRA Companies

American Hartford Gold is a family-owned gold IRA company operating out of Los Angeles. While smaller than some of its competitors, the company makes up for its size with professional service and transparent pricing.

Unlike many gold IRA companies that also offer other precious metals, such as platinum and palladium, American Hartford Gold focuses only on gold and silver bullion for its self-directed IRAs. Additionally, the company only sells coins and bars minted by the U.S. or Canadian Treasury that meet IRA requirements for purity and provides storage at several IRS-approved depositories.

One of the most common concerns about investing in gold, silver, platinum, and palladium is that it may be difficult to convert these physical assets back into cash without paying high liquidation fees. American Hartford Gold has a buyback plan that encourages customers to contact the company when trying to sell their gold.

American Hartford Gold arranges shipping and helps customers avoid liquidation fees when buying back gold or silver, making the process as convenient as possible. While the company does not 100% guarantee that it will buy back your gold or offer the best price, it’s a convenient place to start looking for a buyer.

Investing in gold can feel challenging, especially for new investors. American Hartford Gold manages to walk the fine line of educating potential customers without pressuring them to invest in their gold IRAs. Instead, the company’s website contains many articles about precious metals investments and gold market trends, as well as real-time prices and charts.

You can also chat with an expert via the online chat tool or phone call, which is the best place to ask any questions before committing to opening a gold IRA account.

Pros

● The company has a customer buyback plan that can lower liquidation fees and provide valuable flexibility

● Complete cost disclosure before closing the sale

● Low minimum investment of $10,000 for an IRA and $5,000 for a gold purchase

● The company often has promotions such as waiving fees or providing free insured shipping for a year

Cons:

● No option to buy precious metals such as platinum or palladium

● Must contact a representative to obtain coin prices

Click Here to Learn More About American Hartford Gold

#6. Noble Gold: Best for Smaller Gold Investments

SPONSORED CONTENT Best Gold IRA Companies

Noble Gold Investments aims to provide customers with the best possible service that focuses on expertise, trustworthiness, and friendliness. This client-centric approach means that Noble Gold is a great self-directed IRA company for new investors who want more information before committing to a gold or precious metal IRA.

The company provides all prospective customers with a free investment guide that helps you understand the process of opening a self-directed IRA, including the steps involved in a gold IRA rollover. If you decide to proceed, a representative will call you to offer answers to any questions you may have.

While sometimes these sales calls may feel intense and filled with hard sales tactics, Noble Gold focuses on providing facts and advice based on your goals. The company prides itself on avoiding hard sales, which can be a relief if you’ve been shopping around for a reliable precious metals IRA.

The founder of Noble Gold Investments has many connections within the gold and precious metals industry, allowing the company to offer competitive pricing on gold, silver, platinum, and palladium from across the world. The company even offers rare, numismatic coins as part of its portfolio, as well as traditional physical gold and silver coins and bullion.

Finding a reliable gold IRA company can feel challenging, which is why Noble Gold focuses so intensely on building trust. The company is willing to take photos of your bullion in storage and has a “no-questions-asked” buyback program, which can be invaluable if your circumstances change.

Noble Gold even has pre-created kits ranging in value from $10,000 to $500,000, which contain a mix of precious metals that you can store in a depository or at home. If you’re looking for a simple way to purchase physical precious metals or start your gold IRA investing journey, Noble Gold is a solid place to start.

Pros

● No-questions-asked buyback policy

● Survival packs that contain several gold and silver products

● Photos of your gold on request

● No hard sell policy

● Relatively low minimum investment of $20,000 for a gold IRA

Cons

● High annual fees when compared to most gold IRA companies

Click Here to Learn More About Noble Gold

#7. Patriot Gold Group: Best Selection of Precious Metals

SPONSORED CONTENT Best Gold IRA Companies

Patriot Gold Group specializes in gold and precious metal IRAs that help people diversify their retirement investment portfolio. The company assists investors with every aspect of setting up and maintaining a gold IRA, including buying, shipping, and storing the gold in an IRS-registered depository. If you’re interested in opening a precious metals IRA but don’t know where to start, Patriot Gold Group also provides information services through online chat or phone call.

One of the factors that make Patriot Gold Group the best gold IRA company for new and experienced investors is that it offers investor-direct pricing and doesn’t charge commission fees on buying or selling gold on the customer’s behalf. These savings can add up, giving you the opportunity to buy even more gold and precious metals.

Patriot Gold Group has a relatively transparent pricing structure, with a flat setup fee for new precious metal IRAs. The company waives this fee for larger investments and waives all fees for accounts over $100,000. If you have over $250,000 invested in your self-directed IRA, you don’t pay any fees for life, including shipping fees to and from the depository. If you decide to buy physical gold to store at home, you won’t have to pay for shipping if you’re a top-tier customer.

Knowing what gold or silver to buy for a precious metal IRA can be challenging, as the IRS only accepts bullion of a certain purity for IRA investment. Patriot Gold Group’s advisors will help make sure that your gold investment is suitable for an IRA before your purchase.

Pros

● Investor-direct pricing can help you save a lot on commission fees.

● The company handles all of the administrative tasks associated with maintaining a gold IRA, including purchasing, shipping, and storing your gold bullion.

● Rapid turnaround times mean you can have your new precious metal IRA up and running within 48 hours.

● Relatively transparent fee structure and many opportunities to waive fees with large investments.

● You can choose your IRA custodian.

Cons

● You need to talk to a representative to get gold or other precious metal prices.

● Few educational resources about gold or precious metal IRAs.

Click Here to Learn More About Patriot Gold Group

#8. Oxford Gold Group: Best Customer Service

SPONSORED CONTENT Best Gold IRA Companies

Oxford Gold Group is an established precious metals dealer that sells gold, silver, platinum, and palladium. The company also offers precious metals IRAs and provides guidance and advice during every step of the process.

As a large, well-connected gold IRA company, Oxford Gold Group sells precious metals from several global mints, including the U.S. Mint and Royal Canadian Mint. If you want to diversify your holdings while investing in coins with potential numismatic value as collectibles, Oxford Gold Group is a good company to work with.

Oxford Gold Group values transparency and has a flat fee structure that changes depending on the amount you invest. The higher your investment into the gold IRA, the lower your fees.

Larger gold IRA accounts may even get rebates that last for several years, including storage and maintenance costs. The company also doesn’t charge brokerage fees, but it does take a small commission for every precious metals sale.

As a reputable gold IRA company, Oxford Gold Group aims to make the process of opening a gold or precious metals IRA as simple as possible. The company provides extensive advice on how to complete the application for a new self-directed IRA and will assist you in the rollover of funds from your existing retirement account to your new gold IRA.

While Oxford Gold Group offers a wide range of gold coins, precious metals, and bullion to buy, it is slightly more limited in choice of depository and IRA custodian. However, the company does work with industry leaders in this area, making the lack of diversity a non-issue for most normal gold investors.

Pros

● It offers a wide selection of precious metals IRAs to choose from.

● The company has over 20 years of experience buying and selling gold, silver, platinum, and palladium.

● It has an easily understandable fee structure.

Cons:

● Difficult to get clear pricing information on physical gold purchases

● No official buyback plan

● Lower focus on education than other gold IRA companies

Click Here to Learn More About Oxford Gold Group

What Is a Gold-Backed IRA?

A traditional individual retirement account (IRA) is a tax-advantaged savings account that lets people save for retirement. Payments into an IRA are tax-refundable up to a certain annual limit ($6,000 for people under 50 and $7,000 for people 50 or older), and you only pay income tax once you withdraw money from the account as a disbursement.

A self-directed IRA works in much the same way as a traditional IRA, but instead of investing in stocks, mutual funds, or bonds, you invest in silver, gold, palladium, platinum, or other physical commodities. A gold IRA requires a specialized custodian that can handle all of the necessary tax documentation and reporting, as well as deal with gold sellers, depositories, and shipping companies.

In addition to traditional gold IRAs, you can also choose to invest in a gold Roth IRA. Just like a normal Roth IRA, you don’t get to report your investment as a deductible on your annual tax return, but you do avoid paying income tax on any disbursements from the account when you retire.

A reputable gold IRA company can greatly simplify the process of opening and maintaining a gold IRA. These companies have contacts with established custodial firms, gold dealers, IRS-approved depositories, and shipping companies and will handle almost every aspect of buying gold and silver for your self-directed IRA.

How We Ranked the Best Precious Metals IRA Companies

Finding the best gold IRA company can be a challenge, especially since many seem extremely similar at first glance. But while all gold IRA companies offer the same broad service, they can differ wildly in quality and reputation.

All of the best gold IRA companies have several aspects in common, such as excellent customer service, a wide range of precious metal investment options, and a focus on educating customers to enable them to make informed decisions about their gold investments. If you’re interested in opening a gold IRA, be sure to evaluate the following aspects of any provider to ensure you’re working with a premier gold IRA company that you can trust.

Company Reputation

Some disreputable gold investment companies will spend a lot of money on marketing to make them look professional and reliable, with slick websites and even celebrity endorsements. While these companies may look reputable, they have high fees and substandard customer service, and you may end up paying more for their services than you get back on your investment.

That’s why it’s essential to look at actual customer experiences. Reputable precious metals IRA companies will have positive reviews on neutral third-party sites like Better Business Bureau, Trustpilot, Consumer Affairs, and even Google.

Make sure to read up on recent reviews and identify potential issues that other people experienced with the company. Negative reviews are actually a great way to see how a gold investment company reacts to poor feedback and can give you an idea of how the company would act to resolve your concerns.

Precious Metals Offered

While gold coins and bullion are the standard options for a self-directed IRA, many offer investment options in precious metals such as silver, platinum, and palladium. These precious metal coins offer alternative investment options — silver coins are typically more volatile than platinum or palladium but have a much lower cost of entry, while gold coins are less volatile in the short term but typically provide long-term growth.

It’s also important to note gold IRAs aren’t limited to physical gold. You can diversify your gold retirement account with stocks in gold companies, mutual funds and exchange-traded funds linked to gold prices, and even gold futures to give you a stable investment that still focuses on precious metals.

Gold IRA Storage Options

If you buy gold, silver, platinum, or palladium directly from a gold IRA business, you don’t need to worry about storage requirements. Once you’ve paid for your gold or silver coins and shipping, you’ll receive your precious metals and can store them wherever you want — in a safe, at a bank, or even under your bed.

However, as self-directed IRAs are tax-deferred investments, they have more stringent storage requirements. The IRS has limitations on where you can store your gold and silver investments, and even on what gold coins you can buy. While these requirements can feel limiting, they do protect the consumer by ensuring you buy pure gold and store it safely and securely.

All reputable gold IRA providers work with IRS-approved depositories, notably the Delaware Depository, Brink’s Global Services, and AMGL (A-M Global Logistics). Some may only store precious metals at one of these depositories, while other gold IRA companies will offer several options. Since various depositories have differing storage fees, having a choice in the matter can save you some money on your annual IRA costs.

Costs and Fees

Generally, gold individual retirement accounts are more expensive to set up and maintain than traditional IRAs. Some of this is due to the specialized nature of a gold IRA, which requires working with custodians that focus on gold and other physical assets.

Since a precious metals IRA deals in physical assets, you’ll also need to factor in shipping and storage costs. IRS-approved depositories will charge approximately $150 annually to store your gold, and you’ll pay more if you want separate storage.

You should also plan for other gold IRA fees, such as:

Setup fees: Most gold IRA companies will charge a once-off setup fee to open a new precious metals IRA and may charge an extra fee to handle a 401(k) or IRA rollover. Some of the best IRA gold companies will waive this fee for larger initial investments.

Transaction fees: When buying or selling gold, it’s important to note that you’ll almost always pay more than the listed gold price. That’s because, in addition to gold prices, dealers often charge commission fees on gold bars and coins, and your gold IRA may charge a transaction fee on top of that.

Maintenance fees: The best gold IRA companies do almost everything on their customer’s behalf — from finding and paying the custodian to buying and storing your gold or precious metals. Your annual maintenance fees can vary dramatically based on your chosen custodian and depository, as well as how much you invest annually.

Wiring fees: Precious metals IRA companies will typically charge a wiring fee for every outgoing wire. Some large companies are moving to digital transfers to help reduce wiring costs.

Shipping and handling fees: Shipping your gold to and from the depository costs money, and you’ll need to pay these fees every time you buy or sell gold or any precious metal.

It can be challenging to get a clear picture of how much you’ll pay in fees, especially as even the best gold IRA companies are reluctant to disclose their fees on their website. Generally, reputable precious metals IRA providers will waive many of your normal fees if you invest more than the minimum investment, but it’s important to get a clear idea of how much you’ll need to spend annually on maintenance and storage fees.

Buyback Program

One of the major concerns with gold and silver investments is that they are less liquid than traditional stocks or bonds. Selling gold quickly can be tricky, particularly if you’re trying to sell a large volume at once. While gold and silver IRAs are ideally long-term investments for your retirement, circumstances may change, and you may need money rapidly, or you decide to change course with your investment portfolio.

A buyback is when you sell your gold back to your gold IRA company instead of having to look for a buyer yourself. Buybacks can give you peace of mind, knowing that you won’t end up stuck with your gold if you no longer want it.

Not all gold companies offer buybacks — some will buy your gold but won’t guarantee you’ll get the best price or will charge liquidation fees that increase as you sell more gold. If you’re concerned about keeping a large portion of your retirement portfolio tied up in physical assets, working with a gold IRA company that has a buyback program can provide an extra layer of security and confidence.

Frequently Asked Questions About Physical Gold IRAs

What Is a Gold IRA Rollover?

A gold IRA rollover is when you move money from an existing 401(k) or another retirement account into your new gold IRA. Moving funds from one IRA to another is called a transfer.

If done correctly, you shouldn’t incur any tax penalties for this movement of funds, but you will need to fill out several forms to complete the transition. All of the best gold IRA companies will have advisors to help you through the process.

What Are the Advantages of Rolling Over a 401(k) to a Gold IRA?

The main advantage of rolling over a 401(k) to a gold IRA is that it diversifies your retirement portfolio. If you just invest in one type of asset class, such as stocks or bonds, you may find yourself vulnerable to fluctuations in the market.

Having investments in several asset classes can help alleviate the risk of putting all of your eggs into one basket. You can even store paper investments, such as stocks in gold mining companies or mutual funds related to gold prices, in your gold IRA, making it an even more diversified investment vehicle.

However, it’s important to realize that even the best gold IRA company may not be a good investment for everyone. Everyone’s financial situation and retirement goals are different, and it’s crucial to speak to a financial advisor to see whether a gold IRA is a smart investment for your needs.

What Are the Fees Associated with Opening Up a Gold IRA Account?

The main fees associated with opening up a self-directed IRA account are the setup fees and shipping costs. The once-off setup costs include the administrative fees of creating a new IRA and transferring funds into it. You will also have to pay for the shipping and storage of the gold or precious metals you’ve purchased for your gold IRA.

Different precious metals IRA companies have different fees associated with your IRA account. For example, some companies have a flat fee structure depending on the size of your investment, while others have promotions where they will waive your fee depending on your initial and subsequent payments into the IRA.

It’s essential to speak to a consultant and get a clear picture of the fees associated with opening and maintaining a self-directed IRA account, as these can have an impact on your overall savings and the performance of your IRA.

Can I Cash Out My Gold IRA?

While you can cash out your gold IRA, it may have negative consequences depending on your circumstances. If you cash out your self-directed IRA before turning 70, you’ll have to pay additional taxes unless you’re withdrawing the money for a specific reason.

Another hurdle for cashing out your gold IRA is finding a buyer. While some companies offer buyback programs, others will ship your gold to you and leave you on your own to sell it. Be sure to factor in these costs when deciding to cash out your precious metals IRA.

Can I Store My Gold IRA at Home?

No, you can’t store your gold IRA at home. Gold IRAs are tax-deferred investment accounts and must adhere to IRS regulations. You need to store your physical assets in an IRS-approved depository, which meets IRS safety and security requirements.

Any Gold IRA stored at home could be subject to an IRS tax penalty of 10%, so it’s worth your while to store your gold or precious metal investments in an IRS-approved facility.

What Is a Gold IRA Custodian?

A gold IRA custodian is a certified individual or firm that handles the paperwork and reporting of your self-directed IRA for tax purposes. It’s important to note that your custodian is not the same as your IRA company — a precious metals IRA company buys, sells, and stores your gold on your behalf, while the custodian deals with the tax implications of your IRA.

What Type of Precious Metals Can I Hold in a Gold IRA?

You can hold four types of precious metals in your gold IRA: silver, gold, platinum, and palladium.

Summary of the Top Recommended Gold IRA Companies

Goldco: Best overall and most trusted

Birch Gold Group: Best storage options

Augusta Precious Metals: Best for transparent pricing

Lear Capital: Best for free IRA setup and storage

American Hartford Gold: Good for gold and silver coins

Noble Gold: Good for smaller gold investments

Patriot Gold Group: Best selection of precious metals

Oxford Gold Group: Best customer service

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SPONSORED CONTENT Best Gold IRA Companies
SPONSORED CONTENT Best Gold IRA Companies

Many people consider investing in a self-directed IRA as a way of diversifying their retirement portfolio. However, setting up and running a gold IRA account requires understanding the legal requirements of buying and storing your precious metals safely.

Working with a gold IRA company can help you overcome these challenges and invest your hard-earned money safely. But with so many companies promising amazing results and failing to deliver, it can be difficult to know which one to trust. We’ve reviewed the best gold IRA companies and evaluated them according to our stringent quality criteria.

If you’re ready to diversify your portfolio and invest in precious metals, our list of the best gold IRA companies is a great place to start your journey.

8 Best Gold IRA Companies

Goldco: Best gold ira company and most trusted

Birch Gold Group: Best storage options

Augusta Precious Metals: Best for transparent pricing

Lear Capital: Best for free IRA setup and storage

American Hartford Gold: Good for gold and silver coins

Noble Gold: Good for smaller gold investments

Patriot Gold Group: Best selection of precious metals

Oxford Gold Group: Best customer service

Review of the Best Precious Metal IRA Providers of 2023

#1. Goldco: Best Gold IRA Company and Most Trusted

SPONSORED CONTENT Best Gold IRA Companies

Established in 2006, Goldco is a reputable precious metals IRA company offering a large selection of gold and silver bullion from mints around the world. The company also offers a selection of platinum and palladium purchases, making it a great option if you want to invest in a mix of precious metals.

The main appeal of Goldco for new and established precious metals buyers is that it has a strong focus on customer service. The company provides new investors with a free gold IRA kit that outlines the investment process.

Once you’re ready to open your gold IRA, the company will assign a customer representative to walk you through the process. You’re free to ask questions and speak to the representative about what type of precious metals will suit your investment goals and risk tolerance, helping you make an informed decision about your portfolio, but the company does stress the need to speak to a professional financial advisor before investing in a gold IRA. Goldco also handles the purchase and storage, but you will pay additional fees depending on your depository requirements.

Despite primarily being a gold IRA company, Goldco also sells precious metals directly to customers and they will either ship it to your address or store it on your behalf.

Goldco’s gold IRA products and direct sales are covered by the company’s buyback guarantee. If you want to sell the gold you purchased from Goldco, the company offers a guarantee that it will buy your gold at the highest possible price, which means that you’ll never be stuck with gold that you don’t want.

Pros

● Customer service representatives will guide you through the process of opening a gold IRA.

● The company has many helpful educational resources to help you make informed decisions.

● A generous buyback program means you have the flexibility to sell whenever you choose.

● A diverse range of precious metals from various mints to choose from.

● Relatively low initial minimum investment of $25,000.

Cons

● Transaction and annual fees are higher than some competitors

Click Here to Learn More About Goldco

#2. Birch Gold Group: Experts in Gold IRA Rollovers

SPONSORED CONTENT Best Gold IRA Companies

Birch Gold Group has over 20 years of experience helping people open and maintain their gold IRAs. The company allows investors to buy physical precious metals, including silver, platinum, palladium, and gold and also offers storage solutions for your physical gold bullion.

Birch Gold Group is a great choice for novice gold IRA investors as it focuses on education and assistance. When you open a gold IRA account with the company, you’ll get access to an account executive who will guide you through the process of setting up a gold IRA.

This account executive will stay with you as long as you have an IRA with Birch Gold Group, meaning that you’ll develop a relationship, and the executive will understand your financial needs and goals. You can ask your executive about the best physical precious metals for your IRA and how often you should invest. If you like the personal touch, Birch Gold Group may be the best gold IRA company for your needs.

Birch Gold Group regularly has special offers that can dramatically increase the value of your gold IRA investments. For instance, if you invest more than $50,000 into your new gold IRA, the company will waive all your first-year fees, including account management and setup fees. The company also has promotions, such as getting free silver or other precious metals if you buy over a certain amount from them. Keeping an eye out for these promotions can result in significant benefits to enhance your investment.

Overall, Birch Gold Group is a reliable gold IRA company that is competitive and provides plenty of assistance to first-time gold IRA investors. While it doesn’t have a guaranteed buyback policy, the company is a good choice for people who use their gold IRAs as long-term investments and who appreciate having a lifelong partner on their investing journey.

Pros

● Low minimum investment of $10,000

● A dedicated advisor who will manage your account and provide advice on your gold IRA investment

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● Lower fees than some competitors

● Promotions that can reduce fees or add extra precious metals to your account

Cons

● No guaranteed buyback

● The website doesn’t clarify how much you’ll pay in annual and setup fees

Click Here to Learn More About Birch Gold Group

#3. Augusta Precious Metals: Best for Transparent Pricing

SPONSORED CONTENT Best Gold IRA Companies

Augusta Precious Metals is a gold IRA company that assists people with their precious metals investing journey. Since its launch in 2012, Augusta Precious Metals has gained a reputation for excellent customer service and ongoing education.

While the company’s focus is on precious metals IRAs, it also offers direct purchases of gold and silver and several storage options in IRS-compliant depositories. Despite Augusta Precious Metals not having an official buyback policy, most customers report having no issues selling their gold back when they needed to.

When you open a precious metals IRA account with Augusta Precious Metals, you get access to the company’s knowledge base, which is packed with information about how gold investing works. Account holders can also chat with a team of professional gold advisors that can answer any questions and help them make smart decisions about when to purchase precious metals and how to invest to accomplish their retirement goals. However, the company also recommends that customers talk to their financial advisors before opening a self-directed IRA, as they may not be the right choice for every situation.

One way Augusta Precious Metals encourages investors to learn is through its innovative “Free Gold to Learn” project. By simply requesting information about a gold IRA, you’ll receive a 1/10 oz gold coin, even if you choose not to set up an IRA account with the company. The guide includes a no-pressure video chat with one of Augusta Precious Metal’s agents, where you can discuss reasons to invest in a gold IRA and the process of doing so. The chat even includes a breakdown of the fees you’ll pay on your gold IRA, which fits with the company’s motto of transparency and honesty.

Augusta Precious Metals has earned its reputation as one of the top gold IRA companies due to its customer service and transparency. While it may have a steep minimum investment, the services provided by the company make it a great choice if you value transparency and learning while you invest.

Pros

● Lifetime account support from a team of professionals

● Promotions that can reduce your account fees depending on how much you invest

● Focus on education, including sending people a free coin to participate in a learning call

● Lower annual fees than other gold IRA companies

Cons

● $50,000 minimum investment

● No official gold buyback policy

Click Here to Learn More About Augusta Precious Metals

#4. Lear Capital: Best Reviews

SPONSORED CONTENT Best Gold IRA Companies

Lear Capital is one of the oldest and most reputable gold IRA companies and has been selling and buying gold and other precious metals for more than 25 years. The company caters to anyone wanting to diversify their portfolio with physical assets, such as people opening gold IRAs and investors buying physical gold bars to hedge their paper investments.

As an established precious metals specialist, Lear Capital offers a wide range of bullion, including silver, gold, palladium, and platinum coins and bars from mints across the world. The company has competitive pricing, making it an appealing option for anyone interested in precious metals investments.

Opening a gold IRA can feel challenging, which is why Lear Capital assigns a dedicated representative to each customer. This representative helps you open your new gold IRA account and guides you through the gold IRA rollover process to move funds from your traditional IRA or 401(k) to your new retirement account vehicle.

Lear Capital aims to make it as easy as possible to purchase gold. The website has real-time prices of various purchase options and locks in that price for ten minutes, giving customers plenty of time to complete their purchase at the price they expect. Unfortunately, Lear Capital has limited payment options that can take several weeks to process. The company handles all of the administrative tasks associated with buying gold, including shipping, storage, and custodial fees, further simplifying the process.

And if you’re unhappy with your purchase for whatever reason, the company also has a no-fee buyback program that lets you sell your gold back to Lear Capital at the current market price.

Pros

● Competitive pricing on gold, silver, platinum, and palladium bullion

● Each customer gets a personal representative to provide assistance with self-directed IRA setup and gold IRA rollovers

● No-fee buyback policy keeps your investment relatively liquid

● Professional and responsive customer service

● Cancel your order within 24 hours without any penalty

Cons:

● Relatively high commission and storage fees

Click Here to Learn More About Lear Capital

#5. American Hartford Gold: Good for Purchasing Gold and Silver Coins

SPONSORED CONTENT Best Gold IRA Companies

American Hartford Gold is a family-owned gold IRA company operating out of Los Angeles. While smaller than some of its competitors, the company makes up for its size with professional service and transparent pricing.

Unlike many gold IRA companies that also offer other precious metals, such as platinum and palladium, American Hartford Gold focuses only on gold and silver bullion for its self-directed IRAs. Additionally, the company only sells coins and bars minted by the U.S. or Canadian Treasury that meet IRA requirements for purity and provides storage at several IRS-approved depositories.

One of the most common concerns about investing in gold, silver, platinum, and palladium is that it may be difficult to convert these physical assets back into cash without paying high liquidation fees. American Hartford Gold has a buyback plan that encourages customers to contact the company when trying to sell their gold.

American Hartford Gold arranges shipping and helps customers avoid liquidation fees when buying back gold or silver, making the process as convenient as possible. While the company does not 100% guarantee that it will buy back your gold or offer the best price, it’s a convenient place to start looking for a buyer.

Investing in gold can feel challenging, especially for new investors. American Hartford Gold manages to walk the fine line of educating potential customers without pressuring them to invest in their gold IRAs. Instead, the company’s website contains many articles about precious metals investments and gold market trends, as well as real-time prices and charts.

You can also chat with an expert via the online chat tool or phone call, which is the best place to ask any questions before committing to opening a gold IRA account.

Pros

● The company has a customer buyback plan that can lower liquidation fees and provide valuable flexibility

● Complete cost disclosure before closing the sale

● Low minimum investment of $10,000 for an IRA and $5,000 for a gold purchase

● The company often has promotions such as waiving fees or providing free insured shipping for a year

Cons:

● No option to buy precious metals such as platinum or palladium

● Must contact a representative to obtain coin prices

Click Here to Learn More About American Hartford Gold

#6. Noble Gold: Best for Smaller Gold Investments

SPONSORED CONTENT Best Gold IRA Companies

Noble Gold Investments aims to provide customers with the best possible service that focuses on expertise, trustworthiness, and friendliness. This client-centric approach means that Noble Gold is a great self-directed IRA company for new investors who want more information before committing to a gold or precious metal IRA.

The company provides all prospective customers with a free investment guide that helps you understand the process of opening a self-directed IRA, including the steps involved in a gold IRA rollover. If you decide to proceed, a representative will call you to offer answers to any questions you may have.

While sometimes these sales calls may feel intense and filled with hard sales tactics, Noble Gold focuses on providing facts and advice based on your goals. The company prides itself on avoiding hard sales, which can be a relief if you’ve been shopping around for a reliable precious metals IRA.

The founder of Noble Gold Investments has many connections within the gold and precious metals industry, allowing the company to offer competitive pricing on gold, silver, platinum, and palladium from across the world. The company even offers rare, numismatic coins as part of its portfolio, as well as traditional physical gold and silver coins and bullion.

Finding a reliable gold IRA company can feel challenging, which is why Noble Gold focuses so intensely on building trust. The company is willing to take photos of your bullion in storage and has a “no-questions-asked” buyback program, which can be invaluable if your circumstances change.

Noble Gold even has pre-created kits ranging in value from $10,000 to $500,000, which contain a mix of precious metals that you can store in a depository or at home. If you’re looking for a simple way to purchase physical precious metals or start your gold IRA investing journey, Noble Gold is a solid place to start.

Pros

● No-questions-asked buyback policy

● Survival packs that contain several gold and silver products

● Photos of your gold on request

● No hard sell policy

● Relatively low minimum investment of $20,000 for a gold IRA

Cons

● High annual fees when compared to most gold IRA companies

Click Here to Learn More About Noble Gold

#7. Patriot Gold Group: Best Selection of Precious Metals

SPONSORED CONTENT Best Gold IRA Companies

Patriot Gold Group specializes in gold and precious metal IRAs that help people diversify their retirement investment portfolio. The company assists investors with every aspect of setting up and maintaining a gold IRA, including buying, shipping, and storing the gold in an IRS-registered depository. If you’re interested in opening a precious metals IRA but don’t know where to start, Patriot Gold Group also provides information services through online chat or phone call.

One of the factors that make Patriot Gold Group the best gold IRA company for new and experienced investors is that it offers investor-direct pricing and doesn’t charge commission fees on buying or selling gold on the customer’s behalf. These savings can add up, giving you the opportunity to buy even more gold and precious metals.

Patriot Gold Group has a relatively transparent pricing structure, with a flat setup fee for new precious metal IRAs. The company waives this fee for larger investments and waives all fees for accounts over $100,000. If you have over $250,000 invested in your self-directed IRA, you don’t pay any fees for life, including shipping fees to and from the depository. If you decide to buy physical gold to store at home, you won’t have to pay for shipping if you’re a top-tier customer.

Knowing what gold or silver to buy for a precious metal IRA can be challenging, as the IRS only accepts bullion of a certain purity for IRA investment. Patriot Gold Group’s advisors will help make sure that your gold investment is suitable for an IRA before your purchase.

Pros

● Investor-direct pricing can help you save a lot on commission fees.

● The company handles all of the administrative tasks associated with maintaining a gold IRA, including purchasing, shipping, and storing your gold bullion.

● Rapid turnaround times mean you can have your new precious metal IRA up and running within 48 hours.

● Relatively transparent fee structure and many opportunities to waive fees with large investments.

● You can choose your IRA custodian.

Cons

● You need to talk to a representative to get gold or other precious metal prices.

● Few educational resources about gold or precious metal IRAs.

Click Here to Learn More About Patriot Gold Group

#8. Oxford Gold Group: Best Customer Service

SPONSORED CONTENT Best Gold IRA Companies

Oxford Gold Group is an established precious metals dealer that sells gold, silver, platinum, and palladium. The company also offers precious metals IRAs and provides guidance and advice during every step of the process.

As a large, well-connected gold IRA company, Oxford Gold Group sells precious metals from several global mints, including the U.S. Mint and Royal Canadian Mint. If you want to diversify your holdings while investing in coins with potential numismatic value as collectibles, Oxford Gold Group is a good company to work with.

Oxford Gold Group values transparency and has a flat fee structure that changes depending on the amount you invest. The higher your investment into the gold IRA, the lower your fees.

Larger gold IRA accounts may even get rebates that last for several years, including storage and maintenance costs. The company also doesn’t charge brokerage fees, but it does take a small commission for every precious metals sale.

As a reputable gold IRA company, Oxford Gold Group aims to make the process of opening a gold or precious metals IRA as simple as possible. The company provides extensive advice on how to complete the application for a new self-directed IRA and will assist you in the rollover of funds from your existing retirement account to your new gold IRA.

While Oxford Gold Group offers a wide range of gold coins, precious metals, and bullion to buy, it is slightly more limited in choice of depository and IRA custodian. However, the company does work with industry leaders in this area, making the lack of diversity a non-issue for most normal gold investors.

Pros

● It offers a wide selection of precious metals IRAs to choose from.

● The company has over 20 years of experience buying and selling gold, silver, platinum, and palladium.

● It has an easily understandable fee structure.

Cons:

● Difficult to get clear pricing information on physical gold purchases

● No official buyback plan

● Lower focus on education than other gold IRA companies

Click Here to Learn More About Oxford Gold Group

What Is a Gold-Backed IRA?

A traditional individual retirement account (IRA) is a tax-advantaged savings account that lets people save for retirement. Payments into an IRA are tax-refundable up to a certain annual limit ($6,000 for people under 50 and $7,000 for people 50 or older), and you only pay income tax once you withdraw money from the account as a disbursement.

A self-directed IRA works in much the same way as a traditional IRA, but instead of investing in stocks, mutual funds, or bonds, you invest in silver, gold, palladium, platinum, or other physical commodities. A gold IRA requires a specialized custodian that can handle all of the necessary tax documentation and reporting, as well as deal with gold sellers, depositories, and shipping companies.

In addition to traditional gold IRAs, you can also choose to invest in a gold Roth IRA. Just like a normal Roth IRA, you don’t get to report your investment as a deductible on your annual tax return, but you do avoid paying income tax on any disbursements from the account when you retire.

A reputable gold IRA company can greatly simplify the process of opening and maintaining a gold IRA. These companies have contacts with established custodial firms, gold dealers, IRS-approved depositories, and shipping companies and will handle almost every aspect of buying gold and silver for your self-directed IRA.

How We Ranked the Best Precious Metals IRA Companies

Finding the best gold IRA company can be a challenge, especially since many seem extremely similar at first glance. But while all gold IRA companies offer the same broad service, they can differ wildly in quality and reputation.

All of the best gold IRA companies have several aspects in common, such as excellent customer service, a wide range of precious metal investment options, and a focus on educating customers to enable them to make informed decisions about their gold investments. If you’re interested in opening a gold IRA, be sure to evaluate the following aspects of any provider to ensure you’re working with a premier gold IRA company that you can trust.

Company Reputation

Some disreputable gold investment companies will spend a lot of money on marketing to make them look professional and reliable, with slick websites and even celebrity endorsements. While these companies may look reputable, they have high fees and substandard customer service, and you may end up paying more for their services than you get back on your investment.

That’s why it’s essential to look at actual customer experiences. Reputable precious metals IRA companies will have positive reviews on neutral third-party sites like Better Business Bureau, Trustpilot, Consumer Affairs, and even Google.

Make sure to read up on recent reviews and identify potential issues that other people experienced with the company. Negative reviews are actually a great way to see how a gold investment company reacts to poor feedback and can give you an idea of how the company would act to resolve your concerns.

Precious Metals Offered

While gold coins and bullion are the standard options for a self-directed IRA, many offer investment options in precious metals such as silver, platinum, and palladium. These precious metal coins offer alternative investment options — silver coins are typically more volatile than platinum or palladium but have a much lower cost of entry, while gold coins are less volatile in the short term but typically provide long-term growth.

It’s also important to note gold IRAs aren’t limited to physical gold. You can diversify your gold retirement account with stocks in gold companies, mutual funds and exchange-traded funds linked to gold prices, and even gold futures to give you a stable investment that still focuses on precious metals.

Gold IRA Storage Options

If you buy gold, silver, platinum, or palladium directly from a gold IRA business, you don’t need to worry about storage requirements. Once you’ve paid for your gold or silver coins and shipping, you’ll receive your precious metals and can store them wherever you want — in a safe, at a bank, or even under your bed.

However, as self-directed IRAs are tax-deferred investments, they have more stringent storage requirements. The IRS has limitations on where you can store your gold and silver investments, and even on what gold coins you can buy. While these requirements can feel limiting, they do protect the consumer by ensuring you buy pure gold and store it safely and securely.

All reputable gold IRA providers work with IRS-approved depositories, notably the Delaware Depository, Brink’s Global Services, and AMGL (A-M Global Logistics). Some may only store precious metals at one of these depositories, while other gold IRA companies will offer several options. Since various depositories have differing storage fees, having a choice in the matter can save you some money on your annual IRA costs.

Costs and Fees

Generally, gold individual retirement accounts are more expensive to set up and maintain than traditional IRAs. Some of this is due to the specialized nature of a gold IRA, which requires working with custodians that focus on gold and other physical assets.

Since a precious metals IRA deals in physical assets, you’ll also need to factor in shipping and storage costs. IRS-approved depositories will charge approximately $150 annually to store your gold, and you’ll pay more if you want separate storage.

You should also plan for other gold IRA fees, such as:

Setup fees: Most gold IRA companies will charge a once-off setup fee to open a new precious metals IRA and may charge an extra fee to handle a 401(k) or IRA rollover. Some of the best IRA gold companies will waive this fee for larger initial investments.

Transaction fees: When buying or selling gold, it’s important to note that you’ll almost always pay more than the listed gold price. That’s because, in addition to gold prices, dealers often charge commission fees on gold bars and coins, and your gold IRA may charge a transaction fee on top of that.

Maintenance fees: The best gold IRA companies do almost everything on their customer’s behalf — from finding and paying the custodian to buying and storing your gold or precious metals. Your annual maintenance fees can vary dramatically based on your chosen custodian and depository, as well as how much you invest annually.

Wiring fees: Precious metals IRA companies will typically charge a wiring fee for every outgoing wire. Some large companies are moving to digital transfers to help reduce wiring costs.

Shipping and handling fees: Shipping your gold to and from the depository costs money, and you’ll need to pay these fees every time you buy or sell gold or any precious metal.

It can be challenging to get a clear picture of how much you’ll pay in fees, especially as even the best gold IRA companies are reluctant to disclose their fees on their website. Generally, reputable precious metals IRA providers will waive many of your normal fees if you invest more than the minimum investment, but it’s important to get a clear idea of how much you’ll need to spend annually on maintenance and storage fees.

Buyback Program

One of the major concerns with gold and silver investments is that they are less liquid than traditional stocks or bonds. Selling gold quickly can be tricky, particularly if you’re trying to sell a large volume at once. While gold and silver IRAs are ideally long-term investments for your retirement, circumstances may change, and you may need money rapidly, or you decide to change course with your investment portfolio.

A buyback is when you sell your gold back to your gold IRA company instead of having to look for a buyer yourself. Buybacks can give you peace of mind, knowing that you won’t end up stuck with your gold if you no longer want it.

Not all gold companies offer buybacks — some will buy your gold but won’t guarantee you’ll get the best price or will charge liquidation fees that increase as you sell more gold. If you’re concerned about keeping a large portion of your retirement portfolio tied up in physical assets, working with a gold IRA company that has a buyback program can provide an extra layer of security and confidence.

Frequently Asked Questions About Physical Gold IRAs

What Is a Gold IRA Rollover?

A gold IRA rollover is when you move money from an existing 401(k) or another retirement account into your new gold IRA. Moving funds from one IRA to another is called a transfer.

If done correctly, you shouldn’t incur any tax penalties for this movement of funds, but you will need to fill out several forms to complete the transition. All of the best gold IRA companies will have advisors to help you through the process.

What Are the Advantages of Rolling Over a 401(k) to a Gold IRA?

The main advantage of rolling over a 401(k) to a gold IRA is that it diversifies your retirement portfolio. If you just invest in one type of asset class, such as stocks or bonds, you may find yourself vulnerable to fluctuations in the market.

Having investments in several asset classes can help alleviate the risk of putting all of your eggs into one basket. You can even store paper investments, such as stocks in gold mining companies or mutual funds related to gold prices, in your gold IRA, making it an even more diversified investment vehicle.

However, it’s important to realize that even the best gold IRA company may not be a good investment for everyone. Everyone’s financial situation and retirement goals are different, and it’s crucial to speak to a financial advisor to see whether a gold IRA is a smart investment for your needs.

What Are the Fees Associated with Opening Up a Gold IRA Account?

The main fees associated with opening up a self-directed IRA account are the setup fees and shipping costs. The once-off setup costs include the administrative fees of creating a new IRA and transferring funds into it. You will also have to pay for the shipping and storage of the gold or precious metals you’ve purchased for your gold IRA.

Different precious metals IRA companies have different fees associated with your IRA account. For example, some companies have a flat fee structure depending on the size of your investment, while others have promotions where they will waive your fee depending on your initial and subsequent payments into the IRA.

It’s essential to speak to a consultant and get a clear picture of the fees associated with opening and maintaining a self-directed IRA account, as these can have an impact on your overall savings and the performance of your IRA.

Can I Cash Out My Gold IRA?

While you can cash out your gold IRA, it may have negative consequences depending on your circumstances. If you cash out your self-directed IRA before turning 70, you’ll have to pay additional taxes unless you’re withdrawing the money for a specific reason.

Another hurdle for cashing out your gold IRA is finding a buyer. While some companies offer buyback programs, others will ship your gold to you and leave you on your own to sell it. Be sure to factor in these costs when deciding to cash out your precious metals IRA.

Can I Store My Gold IRA at Home?

No, you can’t store your gold IRA at home. Gold IRAs are tax-deferred investment accounts and must adhere to IRS regulations. You need to store your physical assets in an IRS-approved depository, which meets IRS safety and security requirements.

Any Gold IRA stored at home could be subject to an IRS tax penalty of 10%, so it’s worth your while to store your gold or precious metal investments in an IRS-approved facility.

What Is a Gold IRA Custodian?

A gold IRA custodian is a certified individual or firm that handles the paperwork and reporting of your self-directed IRA for tax purposes. It’s important to note that your custodian is not the same as your IRA company — a precious metals IRA company buys, sells, and stores your gold on your behalf, while the custodian deals with the tax implications of your IRA.

What Type of Precious Metals Can I Hold in a Gold IRA?

You can hold four types of precious metals in your gold IRA: silver, gold, platinum, and palladium.

Summary of the Top Recommended Gold IRA Companies

Goldco: Best overall and most trusted

Birch Gold Group: Best storage options

Augusta Precious Metals: Best for transparent pricing

Lear Capital: Best for free IRA setup and storage

American Hartford Gold: Good for gold and silver coins

Noble Gold: Good for smaller gold investments

Patriot Gold Group: Best selection of precious metals

Oxford Gold Group: Best customer service

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