Here we go again. Now my Medicare supplemental medical insurance is getting in on the act. Today, 12/23, I received notice of a monthly premium, starting and due 01/01/10. Calling Member Services was the first thing. I was advised that a letter had been sent (I think I would remember a letter about premium) and the premium information is in the SCAN coverage booklet that was sent out in October or November. I admit I put that aside for later reading. A premium change should be in bold red on the front of the booklet.

Regarding both SCAN insurance and COLA, I can imagine that Congress chooses to "sock it to" the seniors and disabled because we are easy to find. BUT, any amount of increase depletes my budget and finds me closer & closer to being destitute. Now many, many, low income people will have to make choices. Which drugs can be eliminated and still allow us to function? How do we cut back on use of electricity? Many really need a computer to communicate and hopefully get others to write to their Congressional representatives to let them know we are sick and tired of being the "go to" part of the population. We worked hard for the money and planned to enjoy the fruits of that labor. We worked many years, only to end up in a situation where Congress considers us to be their own guinea pigs. We are forced to take our 'medicine' without even a spoonful of sugar!

Congress has been busy with healthcare reform. Even that will include special interests and riders to placate those whose votes are needed to get this bill passed. Give and take is one thing, outright 'trading' of votes seems a far stretch from the goals of our Founding Fathers. Congress needs to be far more accountable to the people they allegedly represent. Many votes are in contradiction to the will of the people. WE THE PEOPLE need to make our voices heard. One of the first goals is to eliminate Lobbyists. They are a huge problem because many in Congress cannot resist the "goodies" (AKA bribes) in exchange for a certain vote on a certain bill.

Send e-mails voicing your opinion. Request reinstatement of COLA. You can find the e-mail addresses via your State's website.

I am closing this with a wish to each and every one: MERRY CHRISTMAS (or whatever you celebrate) and HAPPY NEW YEAR.

So long

Comments

vaughtsee24 Dec. 23, 2009 @ 10:29 p.m.

Very nice article about medical insurance industry. But you could get medical insurance for your entire family at the best price from http://bit.ly/7bwEx2 if you spent few mins you can find a good plan.

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auntsandiegospeaks Dec. 25, 2009 @ 3:40 a.m.

Thank you for reading my blog. I am limited because I have Medicare. Plus I take several medications and looking through drug formularies is a chore, which I have done at least 20 times!

I checked your website recommendation & found that most companies want nothing to do with me!

Auntsandiegospeaks

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CuddleFish Dec. 25, 2009 @ 8:21 a.m.

auntsandiego, I find it really hard to believe you are being pushed toward "destitution." Your blog reflects that you live in a nice home in downtown San Diego furnished with items you buy at galleries, that you eat at higher-end restaurants, buy expensive wines and liquor, go to various shows and events during the year. Your blog is filled with continual complaints about the homeless and how their presence is ruining your lifestyle, you practically jumped with glee when they were moved out of your presence.

You exhort us to join in with you to pressure politicians to do what they can to make you even more comfortable. Personally, I think that much of the reason why this country is in trouble economically is because the Republican Party indulged people who didn't need the help, including seniors who can afford to pay more in taxes, and can afford to give up a COLA, and who can afford to pay a small premium for their health insurance and co-pays for their medical visits and prescriptions.

You may think there's a Grinch whose stealing your Christmas, but there is such a thing as a Scrooge whose jacking Tiny Tim to keep their pile from losing a few coins.

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Burwell Dec. 25, 2009 @ 1:24 p.m.

We worked many years, only to end up in a situation where Congress considers us to be their own guinea pigs. We are forced to take our 'medicine' without even a spoonful of sugar!

You should have provided for yourself while you were able. As a taxpayer I owe you nothing. You paid peanuts into social security and medicare. Incessant demands for handouts from those like you are bankrupting the country. You choose to live in one of the highest cost areas of the country. I think you could kick in at least $500 per month toward your health insurance premium handout and give the rest of us a break. If you are not making it here financially you should move to Bakersfield, Barstow, or Fresno. Decent apartments can be had in these areas for $400 per month. Who the hell do you think you are that you should reside in a luxury resort area that is geared to the wealthy?

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auntsandiegospeaks Jan. 19, 2010 @ 7:23 p.m.

Burwell, you are absolutely right that I could find a substantially cheaper place to live.
Cuddlefish, you are wrong about my living quarters & I do not buy at galleries

I have lived in San Diego most of my life. Friends & and family are here. I happen to love San Diego. Since I have lived downtown over 20 years, I choose to stay. San Diego is an expensive place.

"Who the hell do you think you are....." Just me, Burwell. And I did provide for myself whan I was able. I had a substantial 401K, which I had to use to live on because the company I worked for denied my disability claim (ERISA allows this & provides that no matter how long it takes, the ONLY thing they pay is the amount of the disability monthly payments). In my case as in many others, the company delayed, delayed & delayed some more. My 401K money was gone. It was 3 years. My theme: How I learned to stop worrying and loathe insurance companies.

I am pretty darn sure that I paid much more than peanuts for SS & Medicare. I started working in 1964. I would still be working if I could. I am not demanding a handout. I merely want to chastise Congress on the COLA issue. If you, or anyone, reduced my income by $500/month, I would definitely be on the street. When I was working I paid about $100/month for really comprehensive health insurance. Now I pay $125/month for basic coverage. I take 10 medications. 6 are covered so they cost me $222 every 3 months. The others I buy for $112 every 3 months.

Cuddlefish & Burwell: you are probably young men who have grown up (???) in a me, myself and I, world. As for the homeless, I just did not want them in my neighborhood (NIMBY). The City should have done something about homelessness a long time ago. Maybe the City should contact Cuddlefish to allow the homeless to "camp" outside his home.

The bottom line is, Congress did take away COLA. Even that minimal amount could have helped.

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